What role does technology play in making global financial migration easier?

So the rules have changed. The government has now said yes, if you live permanently overseas and you have a Retirement Annuity in South Africa, you are legally entitled to withdraw those funds, before maturity and before retirement age. Great news isn’t it? But how on earth (or from 10 000 kilometres away) does one practically do that? Insurance forms, bank accounts, SARS, the South African Reserve Bank, tax clearance certificates, MP336, IT21A, blocked rand and asset accounts… it all sounds a little too complicated and bureaucratic to do, even if you were in South Africa, let alone from 1000’s of kilometres away!!

This is where the experience, the staff and the systems at cashkows.com come in – making the whole business of getting your RA paid out and transferred safely and efficiently to you seem quite effortless. We know what forms need to be completed. We know who to talk to at the numerous banks, the SARS offices and the insurance companies. We have learnt how to make completing and submitting the apparently endless and seemingly onerous documentation easy for our clients through our secure and robust online system and our world class couriers. We have the best financial, tax planning and FX team available to ensure that you get as much of your hard earned cash out as is humanly possible. We are also fully up-to-date and aware of the ever changing rules and regulations that govern transactions and processes of this nature and constantly improve our systems to accommodate new processes and simplify the requirements from the client’s perspective.

So what role does technology play in all this I hear you ask. The short of it is that it doesn’t really matter… as long as the best skills are dealing with your case at the right time through the right procedures and our technology and expertise are ensuring the most effective use of your valuable time then ASP.net, MSSQL, SSL, PDF pre-pop, Ajax and JavaScript should mean about as much to you as a Chinese dictionary to a 6 month old baby. (For the record, the above technologies do in fact enable easier global financial migration as they form the foundation of our IT system that has been developed to make the process easier for you).

Yours in technological excellence
The team at cashkows.com


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There’s no place like home

“There’s no place like home… there’s no place like home…” The immortal words of Dorothy in The Wonderful Wizard of Oz, and never a truer word has been spoken. Whether home is in a quaint little tourist town on New Zealand’s South Island, a bustling metropolis in the US of A, a charming village in the English midlands, a laid back town on the Australian east coast, a chic-slick suburban setting in Canada or nestled on the southern tip of Africa there really is no place like home.

Funny thing is though, the exact location of where home is has become less significant than it used to be and certainly easier to adapt to than say, 50 years ago. Imagine living where you do now without email, the internet, Skype, TV, movies, big sports events, low cost airlines, laptops or cellphones? Some may argue that we would be living in a better world but the fact remains that technology has eased the challenges associated with living far from your place of birth.

There is a common thread that runs through all of us – and I use the word us loosely. The us that I speak of is the South African in us, but this could be the same for any society. The thread that makes us South African is woven from the fabric of knowing what a real braai smells like, of people who remember David Karmer’s rooi vellies, and his Agg please daddy won’t you take me to the drive-in, of biltong and chops, blatjang and potjies, it’s about understanding “eish”, “lekker” and “shweet bru”, knowing what “just now” means and remembering when Naas was Baas. It’s about recalling sunny skies and Chevrolet, Gerrie Coetzee, Michael de Morgan and Die Man van Staal. Having a connection to all of these things is what makes us South African, not where we live.

The fact is that no matter where you live in the world, you can easily tug on some of the common thread that makes us all us thanks in large to technology. Home is where the heart is and the things that remind me of being South African are never far from my heart.

Have a lekker day!

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